Protection for Businesses That Build, Move, and Grow.
The United Brokers Insurance Agency (TUBIA) delivers commercial insurance, employee benefits, cyber liability, workers’ compensation, and risk management solutions for businesses across California and the United States.
Who We Are
A modern commercial insurance company
The United Brokers Insurance Agency (TUBIA) is a full-service insurance brokerage focused exclusively on business insurance solutions.
We help organizations protect their operations, employees, leadership teams, assets, and long-term growth through customized insurance and risk management strategies.
From workers’ compensation and cyber liability to employee benefits and PEO solutions, TUBIA provides businesses with access to experienced advisors, strategic markets, and tailored programs designed for today’s evolving business environment.
Insurance Solutions
Coverage designed around how businesses actually operate
Commercial Property & Casualty
Coverage solutions designed to protect operations, assets, liability exposure, and business continuity.
Workers’ Compensation
Strategic workers’ compensation programs focused on protection, compliance, claims management, and cost control.
Cyber Liability Insurance
Protection against evolving cyber threats, ransomware exposure, data breaches, and operational disruption.
PEO Solutions
Comprehensive Professional Employer Organization (PEO) programs that combine HR, payroll, benefits, compliance, and workers’ compensation into a unified employment solution.
Employee Benefits & Health Insurance
Access to traditional group health plans, ancillary benefits, and customized employee benefits strategies.
Risk Management & Advisory
Strategic guidance to help businesses reduce exposure, improve compliance, and strengthen operational resilience.
Industries We Serve
Built for industries that keep business moving.
Manufacturing
Built for manufacturers balancing workforce safety, compliance, and operational performance.
Transportation & Logistics
Protection for businesses navigating the risks of moving products, people, and supply chains.
Construction
Insurance solutions designed for contractors managing projects, crews, and evolving jobsite risks.
Healthcare
Coverage and guidance for healthcare organizations operating in a complex regulatory environment.
Professional Services
Risk strategies that help professional firms protect their reputation, clients, and business operations.
Retail & Distribution
Protection for businesses serving customers, managing inventory, and keeping operations moving.
Why TUBIA
Business insurance is only part of the equation.
Strategic Market Access
Access to a broad network of insurance carriers, specialty programs, and alternative risk solutions.
Experienced Advisors
Business-focused guidance backed by industry expertise and practical risk management insight.
Customized Solutions
Insurance and benefits strategies tailored to the unique risks, workforce, and goals of each organization.
Long-Term Partnership
Responsive service and ongoing support designed to help businesses adapt as they grow.
EMPLOYEE BENEFITS / PEO
Workforce solutions that go beyond insurance.
TUBIA helps employers navigate healthcare costs, compliance requirements, employee retention, and workforce administration through integrated benefits and PEO strategies. Whether your organization needs traditional employee benefits, outsourced HR support, or a comprehensive PEO solution, our team can help identify the right path forward.
CYBER / MODERN RISK
Modern Risks Require Modern Protection.
Cyber threats, regulatory exposure, workforce litigation, and operational disruption continue to reshape business risk.
TUBIA helps organizations identify emerging vulnerabilities, strengthen resilience, and implement insurance strategies designed to protect both operations and reputation. From cyber liability and data privacy concerns to evolving employment practices and regulatory requirements, we help businesses prepare for the risks shaping tomorrow’s marketplace.
LET'S BUILD A SMARTER INSURANCE STRATEGY
Protection starts with understanding your business.
Every organization faces a unique combination of operational risks, workforce challenges, compliance requirements, and growth objectives. TUBIA works alongside business leaders to develop insurance and risk management strategies aligned with their goals, industry, and long-term vision.
Whether you’re evaluating coverage, reviewing employee benefits, exploring PEO solutions, or planning for future growth, our team is ready to help.
The United Brokers Insurance Agency (TUBIA)
2882 Prospect Park Dr, Ste 120
Rancho Cordova, CA 95670
License #0167525
info@thetubins.com
©2026 The United Brokers Insurance Agency (TUBIA). All Rights Reserved. California License #016752501